Financial Planning

Meeting your financial goals begins with an in depth analysis of your current financial situation.  Your personalized written financial plan contains comprehensive strategies designed to help you prepare for a multitude of important situations throughout life.

Each plan may address any or all of these primary planning areas: 

•  Financial Position: In-depth analysis of your cash flow, budget and net worth.
•  Investment Planning: Portfolio consulting for specific goals and overall investment and asset allocation/diversification strategies. Review of your employer-sponsored assets such as 401(k) plans, 403(b) plans, and stock option programs.
• Tax Planning: Strategies to ensure you are not over paying your income tax.
• Education Funding: Analyze planning goals from K-12 and post-secondary schooling.   Determine best investment vehicle to utilize while saving.
• Risk Management: Insurance needs for disability, long term care, and life.  Analysis of employee benefits.
• Retirement Planning: Understanding retirement issues.  Developing suitable goals and creating effective strategies to achieve them.
• Accumulation Planning: Establish funding strategies for specific milestones or goals such as a home purchase, car purchase, emergency fund, or vacation fund.
• General Estate Planning Strategies: Advice about estate tax planning, charitable giving, and wealth transfer as a precursor to consulting your attorney.

After the creation of a personalized financial plan, meetings with Brian are set depending on your needs. During these meetings, strategies from your plan are implemented and monitored to help you stay on track towards meeting your goals.  We offer guidance and support, and believe that financial planning is a lifetime relationship, not a one-time event.